According to Ledn, a cryptocurrency lending platform, the global Bitcoin collateralized consumer lending market is expected to grow 300 times in size over the next decade, reaching $1 trillion. The current market size is about 3 billion US dollars, far below Galaxy Research's estimated peak of 73.6 billion US dollars for the cryptocurrency lending market in 2025. The survey shows that 88% of respondents are willing to use cryptocurrency as collateral for loans, but the actual adoption rate is only 14%. Ledn co-founder Mauricio Di Bartolomeo stated that the industry lacks a trust building infrastructure, and users are primarily concerned about price fluctuations, liquidation risks, and regulatory uncertainty.