FDIC approves proposed rule to establish equal treatment for state chartered banks conducting digital asset business

[U.S. Crypto Asset Market Structure Bill CLARITY Fails Procedural Vote in Senate] The U.S. Crypto Asset Market Structure Bill CLARITY failed to reach the 60-vote threshold in a procedural vote in the Senate, with a result of 49 votes in favor and 50 against. Republican Senator Thom Tillis switched his vote from yes to no to file a motion for reconsideration, keeping the bill open for further review. Democratic Representative Shri Thanedar stated that there are only 20 legislative days left in the current Congress, making the likelihood of reaching a compromise very low. The current legislative obstacles center around former President Trump's digital asset holdings and related ethical constraint provisions. (Source: Reuters)

According to CME Federal Reserve observation data, the probability of maintaining the current interest rate unchanged in October 2026 is 49.1%, and the probability of raising interest rates by 25 basis points is 5.9%. The probability of the interest rate remaining unchanged in December 2026 is 13.3%, the probability of a cumulative increase of 25 basis points is 49.6%, and the probability of a cumulative increase of 50 basis points is 37.1%.

Fannie Mae announced that the average interest rate for 30-year fixed mortgage loans in the United States has risen to 6.95%, up from 6.76% a week ago and for the first time since January 2025. After the Federal Reserve raised interest rates by 25 basis points, the market expects that borrowing costs will not significantly decrease in the short term. The Intercontinental Exchange estimates that the mortgage expenditure of a typical household purchasing a $440000 home accounts for 31% of the median income, the highest level since July 2025, and the confidence index of residential builders has fallen to the lowest level in a year.

The Avalanche Summit 2026 is currently underway, with industry professionals including Kevin O'Leary, Binance.US CEO Stephen Gregory, and Ava Labs President Charlie Cooper participating in discussions.

The listed company has increased its holdings of 5900 BTC in the past three months, far lower than the monthly increase of 89000 BTC in July 2025. At present, the spot price of BTC is slightly lower than the average holding cost of $80500 for listed companies, and corporate buyers are facing small unrealized losses and limited demand. （glassnode）