[Brad Garlinghouse: Cryptocurrency is an efficient value transfer tool] According to (Bitcoin.com), Ripple CEO Brad Garlinghouse pointed out that the Dutch central bank took several months to transfer $11 billion worth of gold. He believes cryptocurrency has evolved from a $1.5 billion experiment in 2013 to a $2.7 trillion asset class, serving as an instant, secure, and low-cost tool for value storage and transfer.